# Savings - srUSD & wsrUSD Reservoir's yield bearing token, **srUSD & wsrUSD** are available to non-U.S. users and users in non-sanctioned countries. **srUSD** accrues interest daily and users can mint and/or redeem at any time. **wsrUSD** accrues interest each block and users can mint and/or redeem at any time. The interest rate for **srUSD** and **wsrUSD** will be the same and will be actively maintained by governance and set based on the state of the protocol balance sheet. Key features: * Reservoir’s yield bearing token minted via rUSD * Liquid savings product with no lock-up​ * Redemptions will be fulfilled immediately when the PSM has available liquidity * srUSD carries a micro burn fee that represents one day's worth of interest on the principal position * wsrUSD carries no fees --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://docs.reservoir.xyz/products/savings-srusd-and-wsrusd.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.