> For the complete documentation index, see [llms.txt](https://docs.reservoir.xyz/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.reservoir.xyz/~/changes/6vJBWTZ0UXUua8HqDmKq/products/savings-srusd.md).

# Savings - srUSD

Reservoir's yield bearing token, **srUSD** is available to non-U.S. users and users in non-sanctioned countries. **srUSD** accrues interest daily and users can mint and/or redeem at any time. The interest rate for **srUSD** will be actively maintained by governance and set based on the state of the protocol balance sheet.

Key features:

* Reservoir’s yield bearing token minted via rUSD
* Liquid savings product with no lock-up​ 
* Provides low risk yield on idle assets without sacrificing liquidity
* Redemptions will be fulfilled immediately when the PSM has available liquidity