# Savings Module The Reservoir savings product offers users the ability to exchange rUSD for a variable rate yield-bearing token srUSD. Governance will periodically set an interest rate based on market conditions, changing the rate of srUSD's price appreciation in rUSD terms. When issued, the user burns their rUSD and mints srUSD at the current price and can be sure the price will either be the same or higher upon redemption when they burn their srUSD for rUSD. Click [here](/products/savings-srusd-and-wsrusd/srusd-and-wsrusd-calculations.md) for more information on floating rates for a more detailed calculation of pricing. --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://docs.reservoir.xyz/protocol-architecture/savings-module.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.